“An investment in knowledge pays the best interest.”

– Benjamin Franklin

Stifel Smart Rate Program

The Stifel Smart Rate Program (“Stifel Smart Rate”) is an efficient way for clients to manage the cash in their portfolio. Stifel Smart Rate keeps your cash balances at Stifel affiliated banks through your securities account, eliminating the need to open a separate bank account! By using Stifel Smart Rate, you also avoid costly wire fees and waiting for ACH transfers when a securities investment opportunity arises. Best of all, Stifel Smart Rate protects your principal by providing up to $500,000 in FDIC insurance coverage through two Stifel affiliated banks and provides an interest rate that can be compared to other cash alternatives!

Learn More About the Stifel Smart Rate Program

$5.5Billion in Net Revenue

in 2025.

As of December 31, 2025.

$551Billion in Client Assets Under Management

Stifel is responsible for more than $551 Billion in client assets.

As of December 31, 2025.

$31Billion in Assets Under Management

Our Asset Management affiliates have more than $31 billion in assets under management.

As of December 31, 2025.

Keeping You Informed